Borrowing to live [electronic resource] : consumer and mortgage credit revisited / Nicolas P. Retsinas, Eric S. Belsky, editors.
Contributor(s): Retsinas, Nicolas Paul | Belsky, Eric S | ebrary, Inc.
Material type:
BookSeries: James A. Johnson metro series: Publisher: Cambridge, Mass. : Washington, D.C. : Joint Center for Housing Studies, Harvard University ; Brookings Institution Press, c2008Description: x, 289 p. : ill. ; 24 cm.Subject(s): Consumer credit -- United States | Mortgage loans -- United StatesGenre/Form: Electronic books.DDC classification: 332.70973 Online resources: An electronic book accessible through the World Wide Web; click to view Includes bibliographical references and index.
Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.
"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
Electronic reproduction. Palo Alto, Calif. : ebrary, 2011. Available via World Wide Web. Access may be limited to ebrary affiliated libraries.
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