000			02719nam a2200385 a 4500
001			ebr10338441
003			CaPaEBR
007			cr cn|||||||||
008			080902s2008 maua sb 001 0 eng
010			_z 2008038068
020			_z9780815774136 (pbk. : alk. paper)
020			_z0815774133 (pbk. : alk. paper)
040			_aCaPaEBR _cCaPaEBR
035			_a(OCoLC)646837256
043			_an-us---
050	1	4	_aHG3756.U54 _bB67 2008eb
082	0	4	_a332.70973 _222
245	0	0	_aBorrowing to live _h[electronic resource] : _bconsumer and mortgage credit revisited / _cNicolas P. Retsinas, Eric S. Belsky, editors.
260			_aCambridge, Mass. : _bJoint Center for Housing Studies, Harvard University ; _aWashington, D.C. : _bBrookings Institution Press, _cc2008.
300			_ax, 289 p. : _bill. ; _c24 cm.
490	1		_aJames A. Johnson metro series
504			_aIncludes bibliographical references and index.
505	0		_aIntroduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.
520			_a"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
533			_aElectronic reproduction. _bPalo Alto, Calif. : _cebrary, _d2011. _nAvailable via World Wide Web. _nAccess may be limited to ebrary affiliated libraries.
650		0	_aConsumer credit _zUnited States.
650		0	_aMortgage loans _zUnited States.
655		7	_aElectronic books. _2local
700	1		_aRetsinas, Nicolas Paul, _d1946-
700	1		_aBelsky, Eric S.
710	2		_aebrary, Inc.
830		0	_aJames A. Johnson metro series.
856	4	0	_uhttp://site.ebrary.com/lib/kliuc/Doc?id=10338441 _zAn electronic book accessible through the World Wide Web; click to view
999			_c55590 _d55590